Tight Credit? Better Lending Behavior?

This morning, after breakfast, I went through the Monday mail and found, to my astonishment, a credit card offer --- for my daughter! It is her first such offer. So, amongst all the talk of tightening up lending standards, my eighteen-year-old who is still in high school and has no income to speak of (and, therefore, no conceivable way to pay for any charges that my be placed on the card), received an invitation to apply for a Platinum MasterCard®. So much for a higher standard of behavior in the credit market.